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 CIBC Private Wealth, Wood Gundy  CIBC Private Wealth, Wood Gundy

The Luck Financial Group

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Luck Financial Group

Luck Financial Group - Your Team

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Darren Luck.

Darren Luck, CIM

Portfolio Manager

(519) 972-2972
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darren.luck@cibc.ca
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Darren brings over 25 years of experience as an Investment Advisor with CIBC Wood Gundy and its predecessor firms. He is a certified advisor; a status earned by only the top tier of advisors across Canada, making him uniquely qualified to serve the complex needs of affluent families, foundations, and corporations. Darren has written several articles for local as well as national publications. He has hosted a regular financial planning television program, "Your Money", lectured on the topics of business and finance, and is an industry consultant on financial advisory best practice management. He held the position of Branch Manager for CIBC Wood Gundy and predecessor firms, over a span of 10 years.

After studying Economics at the University of Windsor, Darren took courses at Princeton and Harvard Business School. He credits most of his investment knowledge and expertise, however, to travelling the world to consult with leading authorities; with the likes of Warren Buffett, Jeremy Siegel and Jeffery Gundlach on business and finance and shares those insights with his clients. Darren is also a member in good standing with the Investment Management Consultants Association (IMCA). He holds professional credentials in insurance, and was previously registered in the U.S. as a series 7, series 63 and Options licensed Supervision and Compliance officer. As a Portfolio Manager, he successfully completed the Canadian Securities requirements for PDO, Partners and Directors. Having been featured in numerous local and national publications as well as television and radio, his opinion on financial markets and private wealth management is highly sought after.

Darren lives in Windsor and is actively involved in several local charities. He is the proud father of two children, Sydney and Jack.

Stephanie Senteris

Stephanie Senteris, CFP®

Financial Associate

(519) 972-2976
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stephanie.senteris@cibc.com
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Stephanie joined the Luck Financial Group in September 2011 as part of our world class service initiative. With her ability to learn quickly and tireless work ethic, she exceeded the expectations of her role very early on, and was recognized as an achiever for the entire region.

She attended the University of Windsor, earning a Honours of Business Administration and Economics degree. Her business and entrepreneurial experience started with her father, working alongside with him in the manufacturing industry. During that time she learned valuable skills in running and operating a business that she still carries today.

Now as a Certified Financial Planner (CFP®) she has the knowledge, skills, experience and ethics to examine clients' entire financial picture, at the highest level of complexity required of the profession. She is a Registered Representative under CIRO, making her registered to trade and provide investment advice. 

Stephanie is the proud mother of her twins, Gregoris and Zoe. She loves traveling and meeting new people wherever she goes. After being diagnosed with Type 1 diabetes at the age of 21, her true passion grew for health, fitness and longevity. She enjoys sharing her experience and knowledge to help others and is a volunteer with Diabetes Canada as Regional Chair.

Enas Savaya

Enas Savaya

Administrative Assistant

(519) 972-9765
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enas.savaya@cibc.com
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Enas brings 17 years of experience as a banking professional at CIBC with her last role as a Head Teller. During this time, she built many strong relationships in which she finds most rewarding. She takes pride in her work and doing it right the first time is paramount. She loves connecting with people and truly enjoys life. Enas is also deeply engaged with her community in Michigan where she is actively involved in contributing to various cultural events and activities. In her free time, she finds joy in cooking, especially for the people she loves, and cherishes moments with her family and friends, to whom she calls the pillars of her life. Additionally, she loves exploring new places though travel and indulging in music. 

Josie Lo Mascolo

Josie Lo Mascolo

Client Associate

(519) 972-8422
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josie.lomascolo@cibc.com
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Josie is a Client Associate with four years of experience and knowledge in the Wealth Management industry. She graduated in 2021 from the University of Windsor, earning an Honours Business Administration degree with a specialization in Finance and a minor in Economics.

Josie is dedicated to providing exceptional service to clients by supporting the Luck Financial Group. Her top priority is creating a positive impact in clients' lives and helping them achieve their financial goals.

Outside of her role at CIBC, Josie is an avid foodie who loves to cook, bake, and try new restaurants. In her free time she enjoys working out, hiking, playing soccer, traveling, and spending time with friends and family. Josie is also learning to speak Italian. She is passionate about advocating for those with disabilities, having spent many years working with individuals with autism as a personal support worker.

Ariful Sheikh

Ariful Sheikh, CIM®

Client Associate

(519) 972-1840
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ariful.sheikh@cibc.ca
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Ari graduated with distinction from Concordia University, earning a Bachelor of Commerce degree with a major in Finance and a minor in Supply Chain Operations Management. Before joining The Luck Financial Group, he spent a decade in the financial services industry, where he gained experience helping clients with personal and business banking, credit and loans, residential mortgages, and wealth management.

Always striving to enhance his skills, Ari earned the Chartered Investment Manager (CIM®) designation in 2015, allowing him to provide even more comprehensive financial guidance.

Outside of work, Ari enjoys spending time with his wife, Sharmin, and their two daughters, Alayna and Avyana. He also enjoys meeting new people, has a passion for motorcycling, is an avid guitar enthusiast, loves playing cricket, and is currently working toward his Private Pilot License at the Windsor Flying Club. 

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Private Banking

Wasiq Saiyid

Wasiq Saiyid, CFP, RRC

Senior Private Banking Advisor

(519) 972-6163
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As a Senior Private banking Advisor, I care about my clients and I am passionate about helping them achieve their financial goals.

 

Once I understand my client’s goals, I engage my colleagues from across the CIBC Group of Companies to develop financial solutions and recommendations to best position their financial resources for today and the future.

 

My clients enjoy convenience, flexibility and peace of mind from their CIBC Private banking team, so they can get on with living their life without worrying about their finances.

  • With CIBC since 2004
  • Certified Financial Planner (CFP®)
  • Registered Retirement Consultant (RRC®)

Advisory Group

Benjamin Tal

Benjamin Tal

Deputy Chief Economist, CIBC

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Benjamin Tal is responsible for analyzing economic developments and their implications for North American fixed income, equity, foreign exchange and commodities markets. He also acts in an advisory capacity to bank officers on issues related to wealth management, household/corporate credit and risk. Benjamin is a regular commentator on financial and economic trends in the Canadian and American media.

Jamie Golombek

Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA

Managing Director Tax and Estate Planning

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As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.

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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.